Stablecoin settlement for cross-border payments

Use permitted stablecoin rails as the middle mile between fiat funding and local fiat payout — through one Corrio execution layer.

Fiat endpoints

AED / USD INR

Payment completed

Execution detailsStatus

Funding

AED / USD

Client funding rail

Received

Control

Corrio

Policy · Routing · Liquidity

Validated

Middle mile

Settlement Asset

Eligible route

Settled

Local edge

Off-ramp

Licensed partner

Converted

Payout

INR

Beneficiary receives fiat

Paid

Payment intentOne payment record

One status modelCompleted

ReconciliationMatched

5 of 5 stages completed

Stablecoin is a transport layer inside the flow — not a customer wallet or trading product.

Why the middle mile

The middle mile is where traditional payments become fragmented

Corrio is designed to replace selected middle-mile legs with permitted stablecoin settlement while keeping customer funding and beneficiary payout in fiat.

Funding requirements

Capital can sit across corridor-specific accounts and counterparties.

Operating windows

Cut-offs and correspondent handoffs can constrain execution choices.

Reconciliation gaps

Multiple ledgers and statuses make a single payment harder to trace.

The goal is not to move tokens. The goal is to land local fiat predictably.

TraditionalMultiple bank handoffs

Days Illustrative

Funding bankCorrespondent bankIntermediary bankLocal fiat payout

Each bank handoff can add waiting time, cut-offs and reconciliation steps.

Corrio architectureFewer middle-mile handoffs

Hours Illustrative

Fiat fundingPolicy + routingPermitted stablecoin settlementLocal fiat payout

Stablecoin can reduce middle-mile handoffs. Funding and local payout stay in fiat.

Timing is illustrative and depends on the corridor, operating windows and partners. Route economics also depend on FX and liquidity.

Funding model

One payment. Two ways to fund it

Funding mode changes the entry leg. The payment lifecycle, local fiat outcome and reconciliation model remain unified.

Corrio

One payment intent.

Unified across either funding mode.

One lifecycle
One status
One record

Selected funding method

Fiat funding

Client funds through the agreed banking or payment rail. Exact currencies and partners depend on corridor eligibility.

Same payout outcome

Beneficiary receives fiat

Payment flow

One business payment. A configurable path underneath

Business viewIllustrative · Subject to eligibility

01 · FundingClient fundingFiat or eligible stablecoin

02 · ExecutionCorrioOne controlled payment

03 · Local edgeLocal payoutLicensed partner

04 · OutcomeBeneficiaryReceives local fiat

Corrio controls Policy, liquidity and reconciliation

Configurable Settlement asset and transfer network

External edge Funding and local delivery

The exact execution path depends on corridor, legal entity, client type, asset eligibility, liquidity and partner availability.

Architecture flexibility

Asset- and network-agnostic by design

Keep one customer payment flow while Corrio selects an eligible settlement asset and blockchain network independently.

Your payment

Define the funding, beneficiary and corridor. Track one payment and one outcome.

Eligible asset

The settlement instrument follows client, corridor and counterparty policy.

Permitted network

The transfer network follows eligibility, liquidity and execution requirements.

Best execution policy

Policy first. Route second

Corrio first filters routes by legal entity, client type, corridor, asset, network, transaction type, limits and compliance requirements.

Only eligible routes are then compared on liquidity, cost, speed, availability and execution quality.

Policy eligibilityLiquidityCostSpeedReliabilityFallback design

Rules-based

Policy gate

Route B selected

Allowed?

Policy eligibility and partner availability

Route A

Asset / Network / Provider

Not eligible

Blocked

Route B

Asset / Network / Provider

Eligible route

Selected

Route C

Asset / Network / Provider

Partner state

Unavailable

Route D

Asset / Network / Provider

Eligible alternative

Fallback route

SelectionRoute B · Eligible route

4 of 4 routes reviewed

Eligible alternatives remain subject to policy and partner availability. Illustrative route states.

Treasury & capital efficiency

Liquidity that moves with the payment

Stablecoin settlement is useful only when eligible liquidity is in the right place. Corrio is designed to combine provider balances, reservations, buffers and corridor demand into one execution view.

Corrio treasury layer

Liquidity View

Preview

Provider balance

VisibilityProvider balances

Payment reservation

ReservedAllocated to the payment

Operational buffer

Policy boundWithin configured limits

Treasury workflow

Visibility
Reserve
Execute

Execution

Settlement: Execute eligible route
Payout: Land local fiat
Operations: Reconcile

Customer workflows

One settlement layer. Different customer workflows

The funding experience and contractual wrapper can change while the core payment engine remains consistent.

API · Institutional

Exchange houses & MTOs

Prepare a transaction-level settlement rail for GCC Asia corridors.

API · Embedded

Fintechs, PSPs & payment companies

Embed cross-border settlement and payout capability through one integration.

API · CRM

FX / CFD brokers & trading platforms

Support eligible crypto-funded deposits or fiat withdrawals through approved partner flows.

Dashboard · API

Businesses & trading companies

Pay suppliers and counterparties, funded in fiat or eligible stablecoin where available.

Dashboard · API

Funds & family offices

Institutional conversion and cross-border settlement subject to eligibility and partner setup.

Developer preview

One API surface. The route can change underneath

Developer Preview Payment integration example

Payment IntentIntegration example

// Create one client-facing payment
POST /v1/payment-intents

{
  "corridor": "AE-IN",
  "funding_mode": "fiat",
  "payout_currency": "INR",
  "external_reference": "INV-2048"
}

GET /v1/payments/{id}
WEBHOOK payment.status.updated

Route-specific complexity stays behind the Corrio interface.

One client IDpmt_01J…84QIn review

Payment IntentCreated

QuotePolicy-scoped

ReserveExecution preparation

ExecutePending

WebhookStatus update

ReconciliationSame payment record

One payment record across execution

Attempt 1Unavailable

Attempt 2Eligible route

Regulatory model

Stablecoin settlement, inside a regulated payment model

Corrio separates the customer payment experience from the underlying settlement technology. Exact service structure depends on corridor, customer type and jurisdiction.

Technology & orchestration